Proud to offer a variety of personal account services.
Personal Checking Accounts
Basic Checking
- $100.00 to open
- No minimum balance
- Unlimited check writing
- Online Banking with E-Statements
- $3.00 paper statement fee – waived with E-Statement enrollment
- Cancelled check copies $1.00 each
Regular Checking
- $100 to open
- Service Charge based on the lowest daily balance in statement cycle
$500 and above – No Fee
$400.00 – $499.99 – $4.00 per month
$300.00 – $399.99 – $5.00 per month
$0.00 – $299.00 – $6.00 per month
- 30 FREE debit/withdrawals per statement cycle ($0.20 per excess debit/withdrawal thereafter)
- $0.20 per excess debit/withdrawal thereafter
- $3.00 paper statement fee – waived with E-Statement enrollment
- Applicable check images are included with each statement
Senior Checking
- 62 and Over
- $100.00 to open
- Interest bearing
- No minimum balance
- No Service Charge
- 2 FREE boxes of Senior checks per year
Super Now Checking
- $1,000.00 to open
- Interest bearing
- Service Charge based on the lowest daily balance in statement cycle
$1,000 and above – No Fee
$0.00 – $999.99 – $7.00 per month
- 30 FREE debit/withdrawals per statement cycle
- $0.20 per excess debit/withdrawal thereafter
- $3.00 paper statement fee – waived with E-Statement enrollment
- Applicable check images are included with each statement
Personal Savings Accounts
Money Market Account
- $2,500.00 to open
- Interest bearing
- Service Charge based on the lowest daily balance in statement cycle
$500 and above – No Fee
$1000.00 – $2499.99 – $5.00 per month
$0.00 – $999.99 – $8.00 per month
- Limited debits/withdrawals per statement cycle (see disclosures for details)
- $3.00 per excess debit/withdrawal; (Regulation may require closure if allowed limit exceeded)
Regular Savings
- $100.00 to open
- Earns interest if daily balance is $100.00 or above
- $1.00 fee per month when balance falls below $100.00
- 3 FREE debit/withdrawals allowed per month
- $2.00 per excess debit/withdrawal thereafter
- Service charge waived for account holders 17 and under
Certificate of Deposit
- 91 – 364 day maturity or 1-5 year maturity
- Minimum opening deposit $2,500.00 for under 1 year, $500 for 1-5 years
- Early withdrawal penalties may apply
Individual Retirement Accounts (IRAs)
- $500.00 to open
- Early withdrawal penalties may apply
Online Banking
Online Banking
- Access account information any time, any day
- Free service for our bank customers
- Check account balances
- Transfer money between accounts
- Make your loan payments
- Pay bills with convenient Bill Pay
Bill Pay
- Included FREE with our Online Banking!
- Set up recurring payments
- Revise your payment instructions anytime
- Track your bill pay history – see who you paid, when you paid, and the amount you paid
E-Statements
- Secure
- Convenient
- Free!
- You will be able to view your statement at your next statement cycle
Mobile Deposit Capture
- Enroll through online banking
- There is no limit on how many deposits you can make in one day
- Limits on deposits $4,000 a day, $2,000 per deposit
- Funds available within 2 business days after deposit is accepted
- Mobile Deposit feature is FREE to any Online Banking customer.
- Deposit any type of check
Additional Services
Safety Deposit Boxes
- 2×5 $12.00 per year
- 3×5 $15.00 per year
- 5×5 $25.00 per year
- 5×10 $40.00 per year
- Issued with 2 keys at the time of rental
- $2.00 discount for autopay
Disclaimer/Notice: Please contact us for more information about our accounts or current interest rates.
Live More.
Kaw Valley State Bank VISA® Platinum credit card earns unlimited rewards on every purchase, every day.